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Lord Freud: The future of housing benefit under Universal Credit

Here is the full text of his speech:

ARGUMENT FOR REFORM

Over the past four years I have been struck time and time again by the sheer scale of the welfare system and the fine balance that needs to be struck between supporting people in a way that is fair and affordable and yet which still encourages work and self-dependency. Achieving that balance should be, I believe, a priority for all of us here.The numbers are huge. In 2009-10 the Government spent £192 billion on welfare and pension payments, compared to £35 billion on defence, £50 billion on education and £98 billion on health. Read More:

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